Investment Officer - Gambella
Inkomoko•Gambella, Ethiopia•0(views)
Full-Time
Job Description
Inkomoko is an affirmative action/equal opportunity employer. Refugees, women, and persons who reflect the diverse communities we serve are strongly encouraged to apply.
ABOUT THE OPPORTUNITY & RESPONSIBILITIES
The Investment Officer will be a trusted partner of Inkomoko Ethiopia clients with the responsibilities below:
DUE DILIGENCE AND INVESTMENT PREPARATION (60% time):
- Respond to inquiries from prospective borrowers; support them to apply for our facility/investment products.
- Introduce the investment products to entrepreneurs, explaining the requirements for repayment and the seriousness of debt financing.
- Conduct investment appraisal, collect detailed information (personal, business, and guaranties), and arrange to open new investment accounts.
- Prepare and execute investment contracts and arrange for disbursement of investment in kind.
- Conduct due diligence on prospective borrowers, including site visits, document preparation, and coordination with Business Development Advisors and Associates.
- Communicate all materials to the Investment Manager and assist in preparing credit reports for Investment Committee meetings.
- Facilitate entrepreneur stories and photos for the Kiva platform for fundraising.
PORTFOLIO MANAGEMENT (20% time):
- Offer excellent customer service through daily conversations and site visits to maintain strong positive relationships with borrowers.
- Work with the Business Development Services team to ensure borrower success and visit clients for monitoring.
- Maintain delinquency and default rates below set targets.
- Track borrower information and communicate effectively with key stakeholders about client status.
- Actively participate in the weekly Investment Review Meeting and maintain a tracking system for payments.
- Coordinate with Finance & Admin for invoicing and monthly reconciliation of transactions.
- Interact with government leaders and court systems for follow-up on lack of payments.
- Ensure adherence to Kiva partnership requirements, including reporting and journaling.
INVESTMENT MANAGEMENT SYSTEM (20% time):
- Update disbursements and investment repayments in the Investment Management System (LMS-powered by Odoo).
- Maintain proficiency with investment software applications and work with providers to streamline processes.
- Manage user security access and ensure proper segregation of duties across all stages of investment.
- Advise the Management team on automating key lending processes.
- Supervise investment operations, including posting of payments, payoffs, balancing, and fund disbursement.
- Participate in the review of operational systems and procedures to improve accuracy and efficiency.
WHO WE ARE LOOKING FOR
- University degree in Finance or other related field.
- Must be fluent in English, Amharic, and local languages spoken in the Gambella region.
- Experience in group savings and group lending investments is preferred.
- Strong financial and accounting skills; familiarity with business financial policies in Ethiopia.
- Experience in investment management, microfinance, capital leases, and access to finance for MSMEs is STRONGLY preferred.
- Prior experience in a lending environment, dealing with customers/debt, and litigation/court systems.
- 3+ years of direct work experience in a relevant or applicable field.
- Must be able to legally work in Ethiopia.
COMPETENCIES
- Manages Diverse Relationships – Relates well to a wide variety of personalities and communicates effectively across diverse cultures and backgrounds.
- Takes initiatives to Deliver – prioritizes objectives, implements reliably, and quickly identifies what will help or hinder goal accomplishment.
- Proficient in Technology – Uses technology effectively to work efficiently and achieve desired outcomes.
WHAT YOU’LL GET
- Meaningful work contributing to sustainable livelihoods across East and Central Africa.
- Competitive salary and potential Performance-based bonus.
- Incredible company culture with opportunities for learning and growth.
- Health insurance for self and family, staff savings, and provident fund.
- Generous annual leave, parental leave, and sabbatical options.
HOW TO APPLY
If you’re excited about this role, please submit your CV and tell us why you are the right fit for this opportunity: HERE
APPLICATION DEADLINE: May 25, 2026
NB: Only shortlisted candidates will be contacted. Employment is conditional upon successful background checks.
Inkomoko
View ProfileVision Inkomoko believes in the catalytic power of entrepreneurship, not just as a livelihood tool, but as a pathway to dignity and economic transformation for communities. We believe that African solutions will solve African problems. Vision Inkomoko reflects the communities it serves, bringing together colleagues whose own journeys through displacement and entrepreneurship have shaped a rare understanding of what it takes to build stability, opportunity, and a future in a new place. Sunday Khor, Inkomoko Business Associate, Ethiopia Inkomoko Mission Inkomoko’s mission is to accelerate economic inclusion by equipping entrepreneurs from forcibly displaced populations and marginalized communities with the tools to succeed; backing their ideas; building market access; and influencing systems to be more inclusive. We leverage private sector approaches to address entrenched economic challenges, enabling entrepreneurs to create jobs and move out of poverty with dignity.
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